Practice Area

Banking & Finance Law

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Overview

Lending transactions and financial arrangements create legal obligations that extend well beyond the loan agreement itself — they engage security documentation, regulatory filings, covenant compliance, and enforcement rights that determine the lender’s practical ability to recover when a borrower defaults. At Corpus Lawyers, we advise banks, financial institutions, NBFCs, and borrowers on the full range of banking and finance law matters, from transaction documentation through regulatory advisory to enforcement and recovery.

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Loan Documentation and Secured Lending

Drafting and review of loan agreements, facility letters, mortgage deeds, hypothecation agreements, pledge documentation, and personal guarantee documentation for secured lending transactions — with a focus on creating enforceable security interests that meet SARFAESI requirements.

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SARFAESI Enforcement and Defence

Advisory to secured creditors on enforcement of security interests under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, including section 13(2) notices, symbolic possession, physical possession, and sale of secured assets. Defence of SARFAESI actions on behalf of borrowers before the Debt Recovery Tribunal.

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DRT Proceedings

Representation before the Debt Recovery Tribunal in original applications filed by banks and financial institutions for recovery of debts, defence of recovery applications on behalf of borrowers and guarantors, and proceedings before the Debt Recovery Appellate Tribunal.

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RBI Regulatory Compliance

Advisory to banks and NBFCs on RBI regulatory compliance obligations, including prudential norms, capital adequacy requirements, KYC and AML frameworks, fair practices codes, and management of RBI inspection findings and enforcement actions.

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Financial Restructuring and NPA Resolution

Advisory on resolution of non-performing assets, including IBC proceedings, out-of-court restructuring, one-time settlement negotiations, and advisory on RBI’s prudential framework for resolution of stressed assets.

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Project Finance

Advisory on project finance transactions including advisory on financing documentation, security package structuring, intercreditor arrangements between multiple lenders, and legal due diligence on project assets.